Terms and Conditions

Thank you for visiting our website https://consumersrate.com (hereinafter – “Website”). Please read these Terms and Conditions stated herein (collectively the "Agreement" or “Terms”) which constitute a legal agreement between you and the Website ("We", “Our” or "Consumers Rate"). In order to use the Website you must agree to the Terms that are set out below. You further acknowledge and agree that you have read and understand the Privacy Policy (the "Privacy Policy"). The Privacy Policy, which applies to your use of the Website is hereby incorporated into this Agreement or can be found at: https://consumersrate.com/articles/privacy

General

Defined Terms: i) "Content" means any content you post on the Website, including but not limited to text, graphics, images, software, video, information, links or other materials; ii) "User" means a person who accesses the Website.

Consumers Rate may make modifications, deletions and/or additions to this Agreement ("Changes") at any time. Changes will be effective: (i) thirty (30) days after Consumers Rate provides notice of the Changes, whether such notice is provided through the Website user interface, is sent to the email address associated with your account (if applicable) or otherwise; or (ii) when you opt-in or otherwise expressly agree to the Changes or a version of this Agreement incorporating the Changes, whichever comes first. Please note that the last update was performed on September 02, 2024. If the modified terms are not acceptable, please do not access or use the Website.

You may not license or transfer any of your rights under these Terms.

If any provision of these Terms is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which will remain in full force and effect.

Use of Material Appearing on the Website

Copyright laws give the copyright owner the exclusive right to control the use of copyright protected works. All of the material published on the Website is protected by copyright law. Use that is made without our permission may therefore infringe our copyright which can result in personal and corporate liability.

By browsing Consumers Rate Website you acknowledge that, as between Consumers Rate and you, except for user content, user comments and advertising/sponsorship materials (as discussed below), Consumers Rate is the sole owner of all content on the Website, including, without limitation, all applicable copyrights, patents, trademarks, trade secrets, trade names, logos, and other intellectual property rights thereto, as well as text, images, graphics, logos, audio, video and other material appearing on the Website.

Notwithstanding any other provision herein, please be aware that by submitting Content to the Website, you grant Consumers Rate and all Users a non-exclusive, worldwide, royalty-free, perpetual, transferable, irrevocable and fully sublicensable right to (and to allow others to) use, reproduce, modify, adapt, translate, distribute, publish, create derivative works from and publicly display and perform such Content throughout the world in any media, now known or hereafter devised, with or without the name you used to make such submission of the Content. You do further acknowledge and agree that your Content is not your confidential or proprietary information. We take no responsibility and assume no liability for any Content posted or submitted by you.

We reserve the right in our absolute discretion to remove or alter any of the Content. In connection herewith, you hereby renounce and waive in favour of Consumers Rate and all Users to any moral rights you have or might have, now or in the future, with respect to the Content.

If you do not agree to these terms and conditions, please do not post any Content to the Website.

Overview

By using the Website, you expressly represent and warrant that you are legally entitled to enter into this Agreement. If you reside in a jurisdiction which restricts the use of the Website because of age or restricts the ability to enter into agreements such as this one due to age, you must abide by such age limits and you must not use the Website. Without limiting the foregoing, the Website is not available to persons under the age of 18. By using the Website, you represent and warrant that you are at least 18 years old. By using the Website, you represent and warrant that you have the right, authority and capacity to enter into this Agreement and to abide by Terms of this Agreement. When using the Website, you agree to comply with all applicable laws of the nation, the country, state, province and city in which you are present while using the Website.

By using the Website, you agree that:

i) You will only use the Website for lawful purposes. You will not use the Website for any illegal or immoral purposes, including but not limited to pornography, drug use, gambling or prostitution, or any other purpose that is immoral or reasonably likely to reflect negatively on Consumers Rate.

ii) You will not use the Website for sending or storing any unlawful material or for fraudulent purposes.

iii) You will not use the Website to send or store infringing, obscene, threatening, libelous, or otherwise unlawful or tortious Content, including Content harmful to children or violative of third party privacy rights and Content that could be considered as sexual or psychological harassment or of a discriminatory nature.

iv) You will not impair the proper operation of the Website.

v) You will not try to harm the Website, another User, or Consumers Rate in any way whatsoever.

vi) You will not: (i) license, sublicense, sell, resell, transfer, assign, distribute or otherwise commercially exploit or make available to any third party the Website in any way, save as permitted herein; (ii) modify or make derivative works based upon the Website; (iii) create Internet "links" to, or "frame" or "mirror" the Website on any other server or wireless or Internet-based device; (iv) reverse engineer the Website, or access the Website in order to (a) build a competitive product or service, (b) build a product using similar ideas, features or functions as the Website, or (c) copy any ideas, features or functions of the Website; or (v) launch an automated program or script, including, but not limited to, web spiders, web crawlers, web robots, web ants, web indexers, bots, viruses or worms, or any program which may make multiple server requests per second, or unduly burdens or hinders the operation and/or performance of the Website.

vii) You will not: (i) send spam or otherwise duplicative or unsolicited messages in violation of applicable laws; (ii) send or store material containing software viruses, worms, Trojan horses or other harmful computer code, files, scripts, agents or programs; (iii) interfere with or disrupt the integrity or performance of the Website or the data contained therein; or (iv) attempt to gain or to permit others to gain unauthorized access to the Website or its related systems or networks.

Affiliate Links Advertising Disclosure

We are able to offer you free access to our Content since our Website is partially funded. Therefore, a portion of the links that take you to the websites of particular goods and service providers are affiliate links. We may receive compensation when you click on links to goods or services featured on our Website, although our editorial content is unaffected by sponsors or affiliate relationships.

Sometimes we might rank or rate particular goods or services. Without taking into account any potential financial or promotional relationships with the businesses that provide those goods or services, our ratings and rankings are entirely our own.

Indemnification

By entering into this Agreement and using the Website, you agree that you shall defend, indemnify and hold Consumers Rate, its licensors, and each of their parent organizations, subsidiaries, affiliates, officers, directors, Users, employees, attorneys and agents harmless from and against any and all claims, costs, damages, losses, liabilities and expenses (including attorneys' fees and costs) arising out of or in connection with: (a) your violation or breach of any term of this Agreement or any applicable law or regulation, whether or not referenced herein; (b) your violation of any rights of any third party, or (c) your use or misuse of the Website, except in each case solely to the extent any of the foregoing arises directly from the gross negligence or willful misconduct of Consumers Rate.

Disclaimer of Liability

At Consumers Rate we strive for thorough and ethical research. However, to the extent permitted by law, we do not accept any responsibility for any statement in the Consumers Rate content. If you believe that an actual factual error has been made, please get in touch with us via our Contact form. This way we could sort out the issue together and either correct or confirm the facts.

Consumers Rate accepts no liability in respect of any content submitted by users and published by Us or by authorized third-parties.

Consumers Rate is only for your general information and entertainment purposes and is not intended to address any particular requirements. For the avoidance of doubt, we are not liable for any loss caused as a result of your doing, or not doing, anything as a result of viewing, reading or listening to Consumers Rate content or any part of it.

Our Website may contain links to and from other websites. These websites have their own privacy notices and/or terms of service. We do not accept any responsibility or liability for these other websites.

Consumers Rate gives no warranties of any kind concerning our website or content. We accept no responsibility or liability for any interruption or delay in the access of the Website.

Governing Law and Jurisdiction

These terms and conditions shall be governed by and construed by the laws of the State of New York, without regard to its conflict of law principles.

Any dispute, controversy, or claim arising out of or relating to these terms and conditions, or the breach, termination, or invalidity thereof, shall be resolved by arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The venue for any such arbitration shall be in the city of New York.

General

No joint venture, partnership, employment, or agency relationship exists between you, Consumers Rate or any third party provider as a result of this Agreement or use of the Website. If any provision of the Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law. The failure of Consumers Rate to enforce any right or provision in this Agreement shall not constitute a waiver of such right or provision unless acknowledged and agreed to by Consumers Rate in writing. This Agreement comprises the entire agreement between you and Consumers Rate and supersedes all prior or contemporaneous negotiations, discussions or agreements, whether written or oral, between the parties regarding the subject matter contained herein.

You hereby agree to the terms and conditions contained in the present Agreement.